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Under "Manny’s Law," NY hospitals must slash or erase bills for households up to 400% of the poverty line and are banned from suing patients below that threshold. You must apply using the Uniform Hospital Financial Assistance Application—even if the bill is already in collections.
Learn MoreThe Consumer Directed Personal Assistance Program (CDPAP) lets Medicaid recipients hire and direct their own aides, including relatives and friends. *Catch:* NY law explicitly prohibits paying spouses.
Learn MoreNew York law blocks medical debt from appearing on consumer credit reports.
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They exist. They're just barely advertised, so most people never hear about them.
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