PAY LESS EVERY MONTH
We researched 100+ ways to lower your household bills.
Answer a few simple questions. We check your bills against cheaper plans, discounts and programs, then show the biggest savings first.
START MY FREE SAVINGS CHECK 🔒 Private on this device. No account required.FIND YOUR BIGGEST SAVINGS
Used only on this device to match you with savings. We don’t collect this information.
Check anything that is true.These answers can unlock discounts you may never think to search for.
FILTER BY BILL TYPE
ONE HOUSEHOLD · THE NEXT OPPORTUNITY
You lowered the bills. See what else this same household could qualify for.
TV + STREAMING DETAILS
These free streaming options aren't just for laptops. You can use them on a smart TV, streaming stick, or by casting from another device.
Uses add-ons to search and play content from many sources, including streams of shows and movies normally found on paid services without needing those subscriptions. Best for simple search → click → watch.
Uses extensions to pull streams from many websites, including content that would normally require paid streaming subscriptions. It can offer broader source coverage, but usually needs more setup and occasional maintenance.
OFFICIAL FREE TV APPS — NO ADD-ONS NEEDED
Use these when you want licensed, official apps with almost no setup. They add free movies, shows and live channels without relying on add-ons or extensions; library services can also unlock films your other free apps may not carry.
YOU DON'T NEED A CABLE BOX
Pick the simplest route your television already supports. An inexpensive streaming stick is only a fallback when the TV has no useful apps.
HOME INTERNET
Start with the cheapest possible route, then move down only if it does not fit your address or household.
NYCHA Big Apple Connect, Project 10Million and community-network options can beat every paid plan when they fit.
Astound, Optimum, Spectrum and T-Mobile have low-cost options in parts of NYC and Long Island. Availability varies by address.
New York’s Affordable Broadband Act can require covered providers to offer qualifying households a low-cost plan.
Equipment, address eligibility and provider-specific rules matter more than the advertised headline price.
ELECTRIC + GAS + HEATING
Utility savings can stack. Check recurring bill help first, then free upgrades and lower-cost supply options.
HEAP and utility affordability programs can reduce ongoing electric, gas or heating costs for qualifying households.
EmPower+ can cover insulation and other efficiency work worth thousands of dollars for eligible homes.
Community solar, time-of-use pricing or a cheaper eligible rate can lower what remains after credits.
A bill credit, efficiency upgrade and lower energy cost can solve different parts of the same utility bill.
HEALTH + PRESCRIPTIONS + MEDICAL BILLS
Use benefits before negotiating bills: lower the insurance and drug costs first, then attack anything still owed.
Some plans can cost $0/month, and Medicare Savings Programs may pay the Part B premium for eligible people.
Extra Help can eliminate some Part D costs. Also compare insurance copays with low cash prices and assistance programs.
Hospital financial-assistance programs can reduce or erase bills. Apply before agreeing to a payment plan or using a credit card.
After benefits and aid are applied, verify the bill and negotiate or arrange a manageable payment only if something is still due.
HOMEOWNER SAVINGS
Homeowners often have several separate savings opportunities. Check each bill instead of treating housing as one expense.
STAR is only the start. Senior, disability, veteran and local exemptions can reduce the property-tax bill further.
If your equity is high enough, removing PMI can cut roughly $50–$300+ from a monthly mortgage payment.
Storm protection, alarms, leak sensors, updated systems and improved credit can reduce premiums.
Some customers can get bill discounts or debt relief. Programs differ sharply by water provider and municipality.
MORE THAN MONTHLY BILLS
We just covered your bills. The full directory includes debt relief, tax credits, medical costs, training, legal rights and more.
See which benefits you qualify for.There are over 450!SHOPPING SAVINGS
Need new shoes for your child? Search for what you need and get an email when a major sale hits. You can also browse highly rated recent deals from major stores, with expired offers filtered out.