Health Insurance & Medical Costs · Surprise rank #188
Certain New York Health Plans Cut Insulin and Other Diabetes Copays to $0
Selected New York marketplace plans reduce or eliminate cost sharing for covered diabetes medications, devices, supplies and appointments.
Who
Eligible enrollees in participating NY State of Health coverage with diabetes.
Where: Statewide through applicable marketplace plans.
What to do
Start here: Use the NY State of Health plan comparison and ask the plan to identify the exact diabetes cost-sharing schedule.
Eligibility: Must enroll in a plan and service category covered by the current initiative; network and formulary rules apply.
What you get
Selected NY State of Health plans reduce or eliminate cost sharing for specified diabetes services and supplies.
Benefit: Lower copays or no cost sharing for covered diabetes-related visits, medications, devices or supplies, depending on the initiative and plan.
Possible value: Potentially hundreds to several thousand dollars annually for intensive diabetes care.
Good to know
Important: Not universal across all insurance or every diabetes expense.
Availability: During enrollment or qualifying special-enrollment periods.
Why people miss it: The savings are embedded in plan design and may not be obvious from a general premium comparison.
Sources reviewed: Aug 2, 2026