Taxes, Cash & Savings · Surprise rank #430
Claim the Federal EITC? New York May Add a Refundable State Credit—and NYC Has Its Own EIC Too
New York State generally adds an Earned Income Credit equal to 30% of the allowable federal EITC, and qualifying New York City residents can have a separate city EIC.
Who
Tax filers who qualify for the federal Earned Income Tax Credit and meet New York residency and state-credit rules.
Where: New York State; separate additional EIC for qualifying New York City residents
What to do
Start here: Claim the federal EITC and complete the New York EIC section/forms on your state return; NYC residents should also check the city EIC.
Eligibility: You generally must qualify for the federal EITC and satisfy New York filing/residency rules. Claiming the Noncustodial Parent EIC can affect eligibility for the regular state EIC.
What you get
The New York State Earned Income Credit supplements the federal EITC for qualifying workers and families; full-year residents can receive it as a refundable credit.
Benefit: The state credit is generally 30% of the allowable federal EITC, reduced by the New York household credit; qualifying NYC residents may also claim the separate city EIC.
Possible value: Varies with the federal EITC, income, family size and residency; the state portion can be hundreds or more and is refundable for qualifying full-year residents.
Good to know
Important: The New York credit is not automatically “another 30% cash” for everyone; the household credit, residency status and other EIC rules can change the amount.
Availability: Active
Why people miss it: People who know the federal EITC often stop there and miss the separate New York and, for NYC residents, city-level credits.
Sources reviewed: Aug 10, 2026