Veterans & Military · Surprise rank #300
Disabled Veteran? VA Can Put Up to $126,526 Toward an Accessible Home
VA Specially Adapted Housing (SAH) / Special Home Adaptation (SHA) grants
Who
Veterans or service members with one of VA’s qualifying severe service-connected disabilities who need to buy, build or adapt a home for accessibility and independent living.
What to do
Start here: Apply online through VA or submit VA Form 26-4555 for a Specially Adapted Housing or Special Home Adaptation grant.
Eligibility: Only specific qualifying service-connected disabilities and home-ownership/use situations qualify; the smaller SHA program has different rules.
What you get
Qualifying veterans with certain severe service-connected disabilities can use VA housing grants to buy, build or adapt an accessible home.
Benefit: For FY 2026, the larger Specially Adapted Housing grant can provide up to $126,526; the separate Special Home Adaptation grant can provide up to $25,350.
Possible value: Up to $126,526 under the FY 2026 SAH maximum.
Good to know
Important: Eligibility is limited to specific severe service-connected disabilities, and SAH and SHA have different disability and home-ownership rules. One SAH eligibility pathway—loss of one lower extremity after September 11, 2001—is capped at 120 recipients per federal fiscal year. Maximum grant amounts can change annually.
Availability: Active; FY 2026 maximums apply through September 30, 2026.
Why people miss it: Veterans may confuse these grants with ordinary VA home loans or smaller home-modification benefits and never check the separate SAH/SHA eligibility rules.
Sources reviewed: Aug 10, 2026