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Family, Children & Caregiving · Surprise rank #30

Family of 4 Making $114K? NY Still Subsidizes Child Care for as Little as $15/Week

The Child Care Assistance Program (CCAP) reaches working families up to 85% of the state median income, saving families thousands annually in daycare costs.

Who

Income-eligible families who need care for work, education or another approved activity.

Where: Statewide through NYC ACS or county social-services districts, including Nassau and Suffolk.

What to do

Start here: Use the state screener, then submit the official Child Care Assistance Application for your county.

Eligibility: Child age, household income, approved need for care, residency and provider requirements; the local district makes the official decision.

What you get

Eligible working or training families may receive substantial child-care assistance through a local district even if they do not receive cash assistance.

Benefit: Payment to an approved child-care provider, with a family share determined under current program and local rules.

Possible value: Can cover a substantial portion of child-care costs; the amount varies by household, provider and district.

Good to know

Important: The screener is not an approval. Income limits, copayments, documentation and application routes vary by district.

Availability: Rolling, subject to local processing and provider availability.

Why people miss it: Families assume subsidies are only for people receiving cash assistance or that working households earn too much.

Sources reviewed: Aug 2, 2026