Education & Student Aid · Surprise rank #110
Get 24 Months of Student-Loan Payments Made for You!
New York's Get on Your Feet program can cover 100% of qualifying monthly federal income-driven repayment payments for up to 24 months for recent New York graduates who meet the program rules.
Who
Recent New York graduates who meet the income, residency, education, work-location and qualifying repayment-plan rules.
What to do
Start here: The application is available now. Submit it through HESC, but expect processing to be postponed until fall 2026.
Eligibility: HESC currently lists AGI below $50,000, a New York high school or approved equivalency, no degree above a bachelor's from a New York college, application within two years of the undergraduate degree and a qualifying federal income-driven repayment plan.
What you get
New York pays the qualifying federal income-driven repayment amount for up to 24 months.
Benefit: 100% of the qualifying monthly federal income-driven repayment payment for up to 24 months.
Possible value: Depends on the borrower's federal payment amount; a $0 federal payment produces no state award.
Good to know
Important: The application is available but the program is postponed until fall 2026. Federal income-driven repayment rules are changing, so follow HESC's current eligible-plan instructions rather than relying on old plan names.
Availability: Application available; program processing postponed until fall 2026
Status: application available; processing postponed until fall 2026
Why people miss it: It pays the required monthly federal payment rather than forgiving a fixed loan balance, and its narrow recent-graduate window is easy to miss.
Sources reviewed: Aug 10, 2026