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Education & Student Aid · Surprise rank #166

Get Up to $400 Back per Student for College Tuition!

New York taxpayers may be able to turn qualified college tuition into either a refundable state credit or a larger itemized deduction.

Who

Eligible New York taxpayers who paid qualified college tuition for themselves, a spouse or an eligible dependent student under the program rules.

What to do

Start here: Use the IT-272 worksheets to compare the credit with the itemized deduction before filing.

Eligibility: The credit is for full-year New York residents; qualified tuition and eligible-student rules apply. The deduction is useful only when the filer can use New York itemized deductions.

What you get

Form IT-272 lets eligible filers claim either the college tuition credit or the New York college tuition itemized deduction for qualified tuition expenses.

Benefit: A refundable credit of up to $400 per student, or a New York itemized deduction of up to $10,000 per eligible student.

Possible value: Up to $400 cash-value credit per eligible student; the tax value of a $10,000 deduction depends on the filer’s tax situation.

Good to know

Important: A $10,000 deduction is not a $10,000 refund. For many taxpayers the $400 refundable credit will be simpler or more valuable, but the worksheet decides.

Availability: Active

Why people miss it: Families focus on federal education credits and may never compare New York’s separate tuition credit with its state itemized deduction.

Sources reviewed: Aug 10, 2026