Education & Student Aid · Surprise rank #106
Get Up to $50,000 of Student-Loan Forgiveness for Child-Welfare Work!
New York's Child Welfare Worker Loan Forgiveness Incentive Program can provide up to $10,000 per year for five years to qualifying child-welfare workers, but HESC currently lists the program as closed.
Who
Eligible graduates working full time in direct-care services at an OCFS-licensed voluntary not-for-profit child-welfare agency in New York.
What to do
Start here: Because the current application is closed, review HESC eligibility now and monitor the official page for the next application cycle.
Eligibility: Key rules include New York residency, a degree from a New York college or university, timely application after graduation, qualifying full-time child-welfare work and eligible student-loan debt.
What you get
Annual student-loan forgiveness for qualifying full-time direct-care child-welfare service.
Benefit: Up to $10,000 per year for up to five years, capped at $50,000 or the remaining eligible loan debt if lower.
Possible value: Up to $50,000 over five years.
Good to know
Important: This is not presently open for new applications. Parent PLUS loans are not eligible and recipients must satisfy the service commitment.
Availability: Current application closed; monitor HESC for the next cycle
Status: recurring program; current application cycle closed
Why people miss it: The program targets a very specific child-welfare workforce and is easy to overlook among broader public-service loan programs.
Sources reviewed: Aug 10, 2026