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Work, Pay & Leave Rights · Surprise rank #422

Hurt at Work in New York? Workers’ Comp Can Pay Medical Care and Part of Lost Wages

New York Workers’ Compensation can cover authorized medical care and provide wage-replacement benefits when a qualifying work injury or occupational illness keeps you from working.

Who

Workers covered by New York Workers’ Compensation who suffer a qualifying job-related injury or occupational disease.

What to do

Start here: Report the injury to the employer promptly, get appropriate medical care and file the workers’ compensation claim with the Board rather than assuming the employer handles everything.

Eligibility: The injury or illness must be work related and the worker/employer must fall within the system. Notice, medical evidence and claim deadlines apply.

What you get

The workers’ compensation system can pay medical treatment, lost-wage benefits and, in qualifying cases, survivor or disability-related benefits after a work-connected injury or illness.

Benefit: Authorized medical care plus partial wage replacement when the disability and time-lost rules are met.

Possible value: Medical costs can be covered and wage benefits are calculated from earnings and disability level, subject to statutory minimums/maximums; the total varies widely.

Good to know

Important: There is generally no lost-wage benefit for the first 7 days unless disability extends beyond 14 days. Filing deadlines matter; workers generally have up to 2 years to file a claim, with exceptions.

Availability: Active

Why people miss it: Workers may use sick time or personal insurance without realizing job-related injuries have a separate no-fault benefit system.

Sources reviewed: Aug 10, 2026