Utilities, Energy & Communications · Surprise rank #193
NY Will Pay Up to $14,000 to Insulate Your Home and Install a Heat Pump
NYSERDA’s EmPower+ program provides free or heavily subsidized energy assessments, air sealing, insulation, and electrification upgrades to income-qualified owners and renters.
Who
Eligible homeowners and renters; landlords must approve many building measures.
What to do
Start here: Apply through NYSERDA’s MyEnergy portal and gather income and utility documentation.
Eligibility: Income/program eligibility, building suitability and owner consent where required.
What you get
Eligible owners and renters can receive no-cost assessments and substantial incentives for approved home energy improvements.
Benefit: No-cost assessment and direct-install measures; low-income households may receive no-cost improvements, while moderate-income households may receive partial incentives.
Possible value: Often thousands of dollars; low-income project incentives can reach roughly $14,000 downstate, subject to scope and current limits.
Good to know
Important: Not every improvement is approved or fully covered. Renters may need owner consent, and project caps and income tiers apply.
Availability: Rolling, subject to funding and contractor availability.
Why people miss it: People confuse it with a small rebate or assume renters cannot participate.
Sources reviewed: Aug 2, 2026