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Education & Student Aid · Surprise rank #109

Teach Nursing? New York Can Wipe Out Up to $40,000 of Your Student Loans

Nursing Faculty Loan Forgiveness Incentive Program

Who

New York-licensed registered nurses with a qualifying graduate degree who work as nursing faculty or adjunct clinical faculty at a nursing school in New York and have eligible nursing-education debt.

Where: New York State; qualifying faculty employment must be at a nursing school located in New York.

What to do

Start here: Check the HESC Nursing Faculty Loan Forgiveness page for the next application window and confirm your faculty service and loan eligibility. The current application cycle is closed.

Eligibility: New York nursing licensure, faculty employment, residency and eligible student-loan rules apply.

What you get

Qualifying nursing faculty in New York can receive student-loan forgiveness for continued service.

Benefit: Up to $8,000 per qualifying year and up to $40,000 lifetime.

Possible value: Up to $40,000 of eligible student-loan debt.

Good to know

Important: You cannot apply during the current closed cycle. Qualifying faculty service must meet HESC rules, and Parent PLUS loans, Perkins Loans and several non-qualifying private or consolidation debts are excluded. Forgiveness payments may have tax implications.

Availability: Recurring program; current application cycle closed.

Status: Current application cycle is closed.

Why people miss it: Nursing educators may hear about bedside-worker loan programs but miss this separate award specifically for nursing faculty.

Sources reviewed: Aug 10, 2026