Veterans & Military · Surprise rank #14
The VA Will Pay Your Spouse a $40K+ Tax-Free Salary to Care for You at Home
The VA’s PCAFC program provides a massive monthly stipend, health coverage, and respite to the designated primary caregiver of a seriously injured veteran.
Who
Family caregivers of veterans who meet the program's serious-injury or functional-assistance criteria.
Where: Nationwide, including veterans served in New York.
What to do
Start here: File VA Form 10-10CG online or call the Caregiver Support Line at 1-855-260-3274.
Eligibility: Veteran and caregiver must complete a joint application, assessment and training; functional criteria are strict.
What you get
An approved primary family caregiver of an eligible veteran may receive a monthly stipend plus training, respite and health-care support.
Benefit: Monthly stipend, caregiver education, respite, mental-health services and possible CHAMPVA eligibility.
Possible value: Often more than $1,000 per month, with the exact stipend set by care level and locality.
Good to know
Important: Approval is not automatic, one primary caregiver receives the stipend, and reassessments can change eligibility.
Availability: Year-round.
Why people miss it: Families often confuse it with ordinary VA Aid and Attendance or assume eligibility is limited to combat injuries.
Sources reviewed: Aug 2, 2026